Loyalty Plus
Plan Type | DPPO |
Coinsurance | Preventive 0%; Basic-60% (First Year), 45% (Second Year), 30% (Subsequent years) after deductible; Major-80% (First Year), 70% (Second Year), 50% (Subsequent years) after deductible. |
Deductible | Individual $150/ Family $450 (One-time deductible for as long as you stay on the plan) |
Annual Maximum Benefit | First year $1,000, Second year $1,250, and Subsequent years $1,500 per individual on plan |
Office Visit
Find Dentists |
N/A |
Primary Benefits | |
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Teeth Cleanings | No Charge no deductible (limit two per calendar year) |
Restorative Dentistry/Fillings | 60%/45%/30% after deductible (limit two per year, composite covered on front teeth only) |
Oral Surgery | 80%/70%/50% after deductible |
Extractions | 60%/45%/30% after deductible (limit two per year) |
X-Rays | 60%/45%/30% after deductible (limit one set per year) |
Crowns | 80%/70%/50% after deductible (limit one per tooth per five years) |
Root Canals | 80%/70%/50% after deductible (limit one per tooth per two years, permanent teeth only) |
Periodontics | 80%/70%/50% after deductible |
Dentures | 80%/70%/50% after deductible (limit one per five years) |
Topical Fluoride | No Charge no deductible (limit two per calendar year, age 14 and under) |
Sealant | No Charge no deductible (limit one per tooth per lifetime, age 14 and under) |
Bridges | Please refer to Dentures section for more details. |
Endodontics | 80%/70%/50% after deductible |
Additional Information | |
A.M. Best Rating | A as of 09/28/2023 |
Electronic Signature for Application Available | Yes |
Details and documents about this plan | |
View Plan Brochure Exclusions and Limitations |
Important notices and disclaimers
- The information shown here is a summary of benefits for informational purposes only. Review the official plan documents (such as evidence of coverage, plan brochure, or insurance policy) for a detailed description of coverage benefits, limitations, and exclusions. Only the terms and conditions of coverage benefits listed in the policy are binding.
- The benefits listed may be contingent on your use of physicians, hospitals, dentists and services within the specific insurance company's provider network.
- The Copayment, Deductible, and Coinsurance amounts are your share of the costs for covered benefits. These amounts are subject to change.
- The quotes or rates shown above are estimates only. Your premium is subject to change based on your medical history (pursuant to state law of residence), the underwriting practices of the insurance company, the optional benefits you selected, if any, and other relevant factors, such as changes in rates which take effect before your requested effective date. The insurance company always determines your actual premium. Insurance companies reserve the right to change the terms of a policy upon proper notification.
Carrier specific notices, disclaimers and fees
- Humana - Insured by Humana Insurance Company, Humana Health Plan, Inc., Humana Health Insurance Company of Florida, Inc., or Humana Health Benefit Plan of Louisiana, Inc., Or offered by Humana Medical Plan Inc., Humana Employers Health Plan of Georgia, Inc., Humana Health Plan of Texas, Inc. ,Humana Health Plan, Inc. , Humana Medical Plan of Michigan, In,. ,Humana Health Plan of Ohio, Inc., or Humana Medical Plan of Utah, Inc.
- Humana - For Arizona residents: Insured by Humana Insurance Company or offered by Humana Health Plan, Inc.. For Texas residents: Insured by Humana Insurance Company or offered by Humana Health Plan of Texas, Inc.
- Humana - Our health benefit plans have exclusions and limitations and terms under which the coverage may be continued in force or discontinued. For costs and complete details of the coverage, call or write your Humana insurance agent or broker.
- Humana - Insured or offered by Humana Insurance Company, HumanaDental Insurance Company, Humana Insurance Company of Kentucky, Humana Health Insurance Company of Florida, Inc., Humana Insurance Company of New York, The Dental Concern, Inc., CompBenefits Insurance Company, CompBenefits Company, CompBenefits Dental, Inc., CompBenefits of Alabama, Inc., CompBenefits of Georgia, Inc., CompBenefits Direct, Inc., Humana Health Benefit Plan of Louisiana, Inc., DentiCare, Inc. (d/b/a CompBenefits), or Texas Dental Plans, Inc.