A.M. Best Rating

The objective of the A.M. Best rating system is to provide an opinion as to an insurer's financial strength and ability to meet ongoing obligations to policyholders. A.M. Best's opinions are derived from an evaluation of a company's balance sheet strength, operating performance and business profile as compared with Best's quantitative and qualitative standards. A.M. Best assigns ratings as follows:

RATING*		MEANING
A++ and A+		Superior
A and A-		Excellent
B++ and B+		Very Good
B and B-		Fair
C++ and C+		Marginal
C and C-		Weak
D		Poor
E		Under Regulatory Supervision
F		In Liquidation
S		Rating Suspended
NR		Not Rated
N/A		Not Available
RATING MODIFIERS		MEANING
u		Under Review
s		Syndicate
i		Indicative
sf		Structured Finance

* A.M. Best's Ratings are under continuous review and subject to change and/or affirmation. For the latest A.M. Best Ratings, visit the A.M. Best website at www.ambest.com.

A.M. Best's Ratings reproduced herein appear under license from A.M. Best and do not constitute, either expressly or impliedly, an endorsement of eHealthInsurance or its recommendations, formulas, criteria or comparisons to any other ratings, rating scales or rating organizations which are published or referenced herein. A.M. Best is not responsible for transcription errors made in presenting Best's Ratings. Best's Rating are proprietary and may not be reproduced or distributed without the express written permission of A.M. Best Company.