FAQs >Individual and Family Health Insurance... Individual and Family Health Insurance > What is individual and family health insurance? > What kinds of individual and family insurance plans are available? > How does a PPO plan work? > How does an HMO plan work? > How does a POS plan work? > How does an Indemnity plan work? > How does an HSA work? > What is a co-payment? > What is a deductible? > What is coinsurance? > What is the difference between in-network and out-of-network providers? > What's the best health insurance plan for me? > When does my coverage start? > How can I insure just my child? > Why should I shop with you rather than buying an insurance plan elsewhere? > How do you protect my private information? > When I buy an insurance plan, how do I make payments? > If I apply for an insurance plan, am I obligated to buy? > Do you offer the best prices? > Can I contact someone if I need help? > Can I use my plan without my insurance card?