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If a person has prescription drug coverage from a former or current employer or union, contact the plan's benefits administrator before making any changes to the drug coverage. Joining a Medicare drug plan could change how the person's employer or union coverage works, both for the person and any dependents covered by the plan.
Also, if a person has prescription drug coverage from TRICARE, the Department of Veterans Affairs (VA), or the Federal Employee Health Benefits Program (FEHBP), contact the plan's benefits administrator or insurer before making any changes. In most cases, it will be to the person's advantage to keep the current coverage. However, in some cases, adding Medicare prescription drug coverage can provide extra coverage and savings, especially if the person qualifies for extra help.
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