FAQs >Student Health Insurance Student Health Insurance > How can college students meet their needs with a Student insurance plan? > Which doctors or hospitals can I visit? > Do healthcare services need to be preauthorized? > Who can purchase Student health insurance? > If I apply for an insurance plan, am I obligated to buy? > Are foreign exchange student eligible for coverage? > Can I add my family members (spouse and dependents) to my policy? > As a parent, should I purchase a Student insurance plan for my child, or cover them through my standard medical plan? > Am I covered year-round, or just while school is in session? > Will I be covered when I go out of state? > What happens if I transfer schools? > Will coverage be in jeopardy if I drop a class? > If I graduate or drop out of school will I lose my coverage? > How far in advance of the beginning of school can I apply? > When does my coverage begin? > How many times can the insurance plan be renewed? > Can I contact someone if I need help?