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BronzeSelect w/ Virtual Wellness OFF-EX
Plan Summary
Plan Type HMO
Metal Level Bronze
Office Visit for Primary Doctor
Find Doctors 		$65 Copay
Office Visit for Specialist $125 Copay
Office Visit for Other Practitioner (Nurse, Physician Assistant) $65 Copay
Annual Deductible None
Separate Prescription Drugs Deductible $6000 per person | $12000 per group
Coinsurance 50%
Retail Prescription Drugs Generic Drugs: $0 Copay;
Preferred Brand Drugs: $150 Copay;
Non-Preferred Brand Drugs: 50% Coinsurance after deductible;
Specialty Drugs: 50% Coinsurance after deductible;
Annual Out-of-Pocket Limit Individual: $9,200
Lifetime Maximum Unlimited
Health Savings Account (HSA) Eligible No
Out-of-Network Coverage Yes  (Details in plan brochure below)
Out-of-Country Coverage Yes. Emergency Only 
Office Visit
Primary Care Physician Required Yes
Specialist Referrals Required No
Preventive Care Coverage
Periodic Health Exam No Charge
Periodic OB-GYN Exam No Charge
Well Baby Care No Charge
Emergency and Urgent Care
Emergency Room $2,000 Copay
Emergency Ambulance Services $1,500 Copay
Urgent Care Facility $75 Copay
Prescription Drug Coverage
Retail Prescription Drugs Generic Drugs: $0 Copay;
Preferred Brand Drugs: $150 Copay;
Non-Preferred Brand Drugs: 50% Coinsurance after deductible;
Specialty Drugs: 50% Coinsurance after deductible;
Separate Prescription Drugs Deductible $6000 per person | $12000 per group
Mail Order Prescription Drugs N/A
Mail Order Supply N/A
Outpatient Coverage
Outpatient Surgery Outpatient Surgery Physician/Surgical Services:
$500 Copay
Outpatient Facility Fee:
$1,500 Copay
Outpatient Lab/X-Ray Outpatient Lab:
$75 Copay
X-rays:
$125 Copay
Imaging (CT and PET scans, MRIs) $250 Copay
Outpatient Mental Health $65 Copay
Outpatient Substance Abuse $65 Copay
Outpatient Rehabilitation Services (PT, OT, ST) $100 Copay
Inpatient Coverage
Hospitalization Inpatient Hospital Services:
$3000 Copay per Day, A copay is required for up to 2 days
Inpatient Physician and Surgical Services:
$200 Copay
Skilled Nursing Facility $3000 Copay per Day, A copay is required for up to 2 days; limited to 90 Days per Benefit Period
Inpatient Mental Health $3000 Copay per Day, A copay is required for up to 2 days
Inpatient Substance Abuse $3000 Copay per Day, A copay is required for up to 2 days
Home Healthcare $100 Copay, limited to 100 Visit(s) per Benefit Period
Maternity Coverage
Pre & Postnatal Office Visit $3,000 Copay
Labor & Delivery Hospital Stay $3000 Copay per day, A copay is required for up to 2 days
Pediatric Services
Dental Checkup for Children No Charge
Vision Screening for Children No Charge
Eye Glasses for Children 50% Coinsurance, limited to 1 Item(s) per Year
Major Dental Coverage (Pediatric) No Charge
Additional Coverage
Chiropractic Coverage $100 Copay, limited to 12 Visit(s) per Benefit Period
Durable Medical Equipment 50% Coinsurance
Hospice 50% Coinsurance
Major Dental Coverage (Adult) Not Covered
Vision Coverage (Adult) Not Covered
Out-of-Network Coverage
Out-of-Network Authorization Required No
Out-of-Network Annual Deductible Not Applicable
Out-of-Network Annual Coinsurance N/A
Out-of-Network Annual Out-of-Pocket Limit Not Applicable
Additional Information
A.M. Best Rating N/A as of 03/09/2025
Electronic Signature for Application Available Yes
Details and documents about this plan
View Plan Brochure (Not available)

The carrier has not provided a separate document for Exclusions and Limitations.

Important notices and disclaimers

  • The information shown here is a summary of benefits for informational purposes only. Review the official plan documents (such as evidence of coverage, plan brochure, or insurance policy) for a detailed description of coverage benefits, limitations, and exclusions. Only the terms and conditions of coverage benefits listed in the policy are binding.
  • The benefits listed may be contingent on your use of physicians, hospitals, and services within the specific insurance company's provider network.
  • The Copayment, Deductible, and Coinsurance amounts are your share of the costs for covered benefits. These amounts are subject to change.
  • Each insurance carrier may have unique Notices, Disclaimers, and Fees. Please check below for information regarding the plans and carriers you selected.
  • The quotes or rates shown above are estimates only. Your premium is subject to change based on the optional benefits you selected, if any, and other relevant factors, such as changes in rates that take effect before your coverage start date. The insurance company always determines your actual premium. Insurance companies reserve the right to change the terms of a policy upon proper notification.
  • The Summary of Benefits & Coverage can be found at healthcare.gov. A paper copy of this Summary of Benefits & Coverage is available upon request by calling our toll free number. Click here to view the Uniform Glossary of Coverage and Medical Terms.