If you’re shopping for health insurance in Florida, learn more about Oscar Insurance Company to see if their plans meet your needs. Oscar Insurance History Oscar Insurance Company of Florida is a new kind of health insurance company. We think health insurance should be simple, smart, intuitive, and friendly. They use technology to guide you to better care, keep track of your medical history in a personalized timeline, and help you find the best doctors in your area. Oscar Insurance Plans in Florida give you coverage from head to toe, along with great benefits to keep you healthy and save you money. Speak to a board-certified doctor over the phone anytime for free, or talk to Oscar Insurance’s member services team whenever you have questions about your plan. It's like having a doctor in the family. Oscar Insurance in Florida believes that every American deserves access to affordable and high-quality health care that fits their life. From families to adults with chronic conditions or seniors deciding on benefits packages, coverage should work with your lifestyle. Members are covered through Oscar Insurance Plans’ Individual, Small Group, and Medicare Advantage health insurance plans. Oscar Insurance Products Oscar Insurance Company of Florida offers metal tiers: Bronze, Silver, Gold, and Platinum. All plans offer the same essential health benefits. The difference between each tier depends on how much you’ll pay for care and how much your plan will cover. Each tier will pay the following: Bronze Plans cover 60% of your care Silver Plans cover 70% of your care Gold Plans cover 80% of your care Platinum Plans cover 90% of your care There are a few things to consider when deciding on the right plan for your health needs: If you visit the doctor frequently or have regular prescriptions, a Gold or Platinum plan may be best for you. If you don’t see the doctor frequently or don’t have regular prescriptions, a Bronze plan would be a great option. If you qualify for a cost-sharing reduction, a Silver plan is a great option and is the only tier where you can qualify for a reduced deductible. Oscar Insurance plans typically offer $3 prescriptions for commonly prescribed medications, have an available team to answer questions and advocate for you, and offer $0 Virtual Urgent Care and Oscar Primary Care services. You can also see if your providers are in our network and if your prescriptions are covered. How to Get Oscar Insurance Benefits Open enrollment is the time to enroll that starts November 1 and ends on January 15, depending on your state. Your insurance policy typically runs from January 1 to December 31. You can get a quote and enroll in Oscar or compare other top insurance companies here.