QUARTZ GUNDERSEN PERFORMANCE BRONZE $0 MEDICAL DED O/E
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Plan Summary | |
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Plan Type | HMO |
Metal Level | Bronze |
Office Visit for Primary Doctor
Find Doctors |
$75 Copay |
Office Visit for Specialist | $155 Copay |
Office Visit for Other Practitioner (Nurse, Physician Assistant) | $75 Copay |
Annual Deductible | None |
Separate Prescription Drugs Deductible | $1750 per person | $3500 per group |
Coinsurance | 50% |
Retail Prescription Drugs | Generic Drugs: $15 Copay; Preferred Brand Drugs: $180 Copay; Non-Preferred Brand Drugs: 50% Coinsurance after deductible; Specialty Drugs: 50% Coinsurance after deductible; |
Annual Out-of-Pocket Limit | Individual: $9,200 |
Lifetime Maximum | Unlimited |
Health Savings Account (HSA) Eligible | No |
Out-of-Network Coverage | Emergency Care Only |
Out-of-Country Coverage | Yes. Foreign claims for emergency care are subject to a maximum benefit of $20,000 per benefit year. |
Office Visit | |
Primary Care Physician Required | Yes |
Specialist Referrals Required | No |
Preventive Care Coverage | |
Periodic Health Exam | No Charge |
Periodic OB-GYN Exam | No Charge |
Well Baby Care | No Charge |
Emergency and Urgent Care | |
Emergency Room | $1,500 Copay |
Emergency Ambulance Services | 50% Coinsurance |
Urgent Care Facility | $155 Copay |
Prescription Drug Coverage | |
Retail Prescription Drugs | Generic Drugs: $15 Copay; Preferred Brand Drugs: $180 Copay; Non-Preferred Brand Drugs: 50% Coinsurance after deductible; Specialty Drugs: 50% Coinsurance after deductible; |
Separate Prescription Drugs Deductible | $1750 per person | $3500 per group |
Mail Order Prescription Drugs | N/A |
Mail Order Supply | N/A |
Outpatient Coverage | |
Outpatient Surgery | Outpatient Surgery Physician/Surgical Services: 50% Coinsurance Outpatient Facility Fee: $2,000 Copay |
Outpatient Lab/X-Ray | Outpatient Lab: $75 Copay X-rays: $155 Copay |
Imaging (CT and PET scans, MRIs) | $1,000 Copay |
Outpatient Mental Health | $75 Copay |
Outpatient Substance Abuse | $75 Copay |
Outpatient Rehabilitation Services (PT, OT, ST) | $155 Copay, limited to 60 Visit(s) per Benefit Period |
Inpatient Coverage | |
Hospitalization | Inpatient Hospital Services: $3000 Copay per Day Inpatient Physician and Surgical Services: 50% Coinsurance |
Skilled Nursing Facility | $3000 Copay per Day, limited to 30 Days per Stay |
Inpatient Mental Health | $3000 Copay per Day |
Inpatient Substance Abuse | $3000 Copay per Day |
Home Healthcare | 50% Coinsurance, limited to 60 Visit(s) per Benefit Period |
Maternity Coverage | |
Pre & Postnatal Office Visit | $75 Copay |
Labor & Delivery Hospital Stay | $3,000 Copay |
Pediatric Services | |
Dental Checkup for Children | Not Covered |
Vision Screening for Children | $75 Copay |
Eye Glasses for Children | 50% Coinsurance, limited to 1 Item(s) per Benefit Period |
Major Dental Coverage (Pediatric) | Not Covered |
Additional Coverage | |
Chiropractic Coverage | $75 Copay |
Durable Medical Equipment | 50% Coinsurance |
Hospice | 50% Coinsurance |
Major Dental Coverage (Adult) | Not Covered |
Vision Coverage (Adult) | Not Covered |
Out-of-Network Coverage | |
Out-of-Network Authorization Required | N/A |
Out-of-Network Annual Deductible | N/A |
Out-of-Network Annual Coinsurance | N/A |
Out-of-Network Annual Out-of-Pocket Limit | N/A |
Additional Information | |
A.M. Best Rating | N/A as of 11/12/2024 |
Electronic Signature for Application Available | Yes |
Details and documents about this plan | |
View Plan Brochure Exclusions and Limitations |
Important notices and disclaimers
- The information shown here is a summary of benefits for informational purposes only. Review the official plan documents (such as evidence of coverage, plan brochure, or insurance policy) for a detailed description of coverage benefits, limitations, and exclusions. Only the terms and conditions of coverage benefits listed in the policy are binding.
- The benefits listed may be contingent on your use of physicians, hospitals, and services within the specific insurance company's provider network.
- The Copayment, Deductible, and Coinsurance amounts are your share of the costs for covered benefits. These amounts are subject to change.
- Each insurance carrier may have unique Notices, Disclaimers, and Fees. Please check below for information regarding the plans and carriers you selected.
- The quotes or rates shown above are estimates only. Your premium is subject to change based on the optional benefits you selected, if any, and other relevant factors, such as changes in rates that take effect before your coverage start date. The insurance company always determines your actual premium. Insurance companies reserve the right to change the terms of a policy upon proper notification.
- The Summary of Benefits & Coverage can be found at healthcare.gov. A paper copy of this Summary of Benefits & Coverage is available upon request by calling our toll free number. Click here to view the Uniform Glossary of Coverage and Medical Terms.