Michigan
health insurance plans
Compare individual and family health plans from top insurance companies at the lowest available cost.
Michigan
health insurance plans
Compare individual and family health plans from top insurance companies at the lowest available cost.
Need health insurance in Michigan?
eHealth makes shopping easy.
Navigating Michigan health insurance plans
Finding the right health insurance plan in Michigan can be overwhelming. Whether you’re an individual looking for comprehensive coverage or a family seeking a plan to fit everyone’s needs, it’s important to consider factors such as:
Coverage needs
Evaluate what types of medical services you or your family use most frequently. Do you need regular doctor visits, specialist care, or prescription medications?
Budget
Look at both premiums and out-of-pocket costs. Sometimes a plan with a higher premium may save you money overall if you frequently use healthcare services.
Provider network
Ensure your preferred doctors and hospitals are included in the plan’s network to avoid higher out-of-network costs.
Additional benefits
Some plans offer extra perks, like wellness programs, telemedicine, or mental health services, which could be valuable to you or your family’s overall health.
Find health insurance plans for every stage of life
Health insurance
Health insurance exists to protect you from substantial medical costs. Each plan is an agreement between you and the health insurance company about the services they will cover, how much you will pay, and how much they will pay.
Dental and vision insurance
Can cover everything from routine cleanings and fillings to more comprehensive procedures, usually at a low premium. May cover annual eye exams and/or reduce the cost of contact lenses or glasses.
Short-term insurance
Designed to provide limited health coverage on a temporary basis, at affordable prices. Easy and quick to enroll in.
Medicare insurance
Shop plans that can reduce costs associated with Part A and Part B Medicare, and cover doctors and prescriptions.
Types of individual health insurance plans
Costs to expect from your health insurance plan
When you buy an insurance policy, you will pay a premium payment monthly or annually. In exchange for that premium, your insurance provider agrees to cover a portion of your healthcare bills as outlined in your plan policy. You are still responsible for some costs, like deductibles and copays. Here are descriptions of those costs and what you should expect.
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