Find Affordable Dental Insurance in New Jersey

New Jersey dental insurance plans typically cover preventative exams, routine teeth cleaning, fillings, and x-rays. Some plans cover periodontics, endodontics, dentures, bridges, root canals, and other surgical procedures.

When choosing a New Jersey dental insurance plan, be sure to compare the level of coverage so that you can anticipate the potential out-of-pocket costs.

You can get dental insurance in New Jersey through your employer's health insurance plan. Alternatively, you can purchase health insurance and add dental coverage to your plan, or you can simply purchase a stand alone dental insurance plan.

Before purchasing dental insurance, you should compare carriers and coverage levels, and check whether or not your preferred dentist is within the carrier's network to keep costs at a minimum. You can get a quote and submit your application to purchase a plan.

The three types of dental coverage available in New Jersey include DPPOs, DHMOs, and discount and referral plans. With DPPOs, you can choose from a network of dentists for a lower cost or go out of network and pay slightly more. Whatever you choose, your insurance will cover part of the cost of your procedure. With DHMOs, you'll have access to some services, while others will require a copayment. However, if you go out of network for your dental care, you'll be responsible for all of the out-of-pocket costs. Discount and referral plans are the most affordable dental insurance in New Jersey, allowing you to get treatment at a discounted rate.