Ohio
health insurance plans

Compare individual and family health plans from top insurance companies at the lowest available cost.

Health benefits your employees will love

Ohio
health insurance plans

Compare individual and family health plans from top insurance companies at the lowest available cost.

Need health insurance in Ohio?
eHealth makes shopping easy.

Navigating Ohio health insurance plans

Finding the right health insurance plan in Ohio can be overwhelming. Whether you’re an individual looking for comprehensive coverage or a family seeking a plan to fit everyone’s needs, it’s important to consider factors such as:

Coverage needs

Evaluate what types of medical services you or your family use most frequently. Do you need regular doctor visits, specialist care, or prescription medications?

Budget

Look at both premiums and out-of-pocket costs. Sometimes a plan with a higher premium may save you money overall if you frequently use healthcare services.

Provider network

Ensure your preferred doctors and hospitals are included in the plan’s network to avoid higher out-of-network costs.

Additional benefits

Some plans offer extra perks, like wellness programs, telemedicine, or mental health services, which could be valuable to you or your family’s overall health.

Find health insurance plans for every stage of life

Health insurance

Health insurance exists to protect you from substantial medical costs. Each plan is an agreement between you and the health insurance company about the services they will cover, how much you will pay, and how much they will pay.

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Dental and vision insurance

Can cover everything from routine cleanings and fillings to more comprehensive procedures, usually at a low premium. May cover annual eye exams and/or reduce the cost of contact lenses or glasses.

Find dental plans > Find vision plans >

Short-term insurance

Designed to provide limited health coverage on a temporary basis, at affordable prices. Easy and quick to enroll in.

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Medicare insurance

Shop plans that can reduce costs associated with Part A and Part B Medicare, and cover doctors and prescriptions.

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Types of individual health insurance plans

Costs to expect from your health insurance plan

When you buy an insurance policy, you will pay a premium payment monthly or annually. In exchange for that premium, your insurance provider agrees to cover a portion of your healthcare bills as outlined in your plan policy. You are still responsible for some costs, like deductibles and copays. Here are descriptions of those costs and what you should expect.

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Frequently asked questions

Ohio residents can expect to pay an average of $719.48 per person for an individual health insurance plan. This is the average monthly premium price of a plan available from eHealth in Ohio, but actual prices available depend on zip code, age, gender, plan metal level, and other factors. Get a personalized quote to see what may be available for you.
Ohio residents can purchase health insurance from the federal exchange, a private insurer or a licensed health insurance broker like eHealth during open enrollment. If you’ve missed open enrollment, Ohio residents can purchase a short-term plan or they may qualify for a special enrollment period that would allow them to enroll in a standard plan.
The only option for free health insurance in Ohio is Medicaid, but there’s no guarantee it will be free for everyone who qualifies. In most cases, you can expect low-cost medical care, depending on your unique situation.

You can find out if you qualify for premium tax credits or another type of health insurance program by completing the application process at Healthcare.gov.
There are limited resources for low-income individuals and families looking for affordable health insurance in Ohio. However, since Ohio uses the federally-run health insurance exchange, you may qualify for subsidies, Medicaid, or Medicare, depending on your specific needs. Since there is no Ohio health insurance marketplace, you’ll need to visit Healthcare.gov to apply and enroll online.

There are a few programs for the underinsured available in the state of Ohio to help keep medical costs low, including the following:

Breast and Cervical Cancer Project: This program offers free cervical and breast cancer screening services and diagnostic testing for women over the age of 40.
Free clinics: You can find a free clinic in your area run by nonprofits and volunteers that can help with general care and mental health needs.
Medicare Premium Assistance Program (MPAP): MPAP helps individuals that qualify for Medicare by helping to pay their premium, deductible, and coinsurance costs.
Ohio’s Best Rx: This program offers discounted medications and drugs for low-income individuals.
Ohio uses the federally facilitated health insurance exchange, which means residents in Ohio use HealthCare.gov to enroll in Ohio private insurance plans. Ohio residents can compare plans, determine subsidy and cost-share reduction eligibility, and enroll in coverage at Healthcare.gov. For 2022, the Ohio Department of Insurance approved the same 10 insurance companies to sell on the marketplace as the prior year. All counties have at least two insurers and all but six counties have three or more insurers from whom to choose when selecting affordable health insurance in Ohio from the marketplace.
You can enroll in individual or family insurance in Ohio during the open enrollment period, which runs from November 1 to January 15. A Special Enrollment Period may be granted at any time of the year if you experience a qualifying event, such as getting married or losing your employer-sponsored coverage.
Ohio Medicaid is state health coverage offering a comprehensive plan that covers a range of health care services. To qualify for Medicaid Ohio health insurance, individuals must have a monthly income that doesn’t exceed $1,823 for 2023. However, there are different financial requirements for different programs.

For instance, Ohio Healthy Start includes Medicaid and CHIP programs available to uninsured children up to the age of 19 in families with income levels up to 156 percent of the federal poverty level.

Pregnant women may also qualify for Medicaid with incomes up to 200% of the federal poverty level. The Healthy Families program is available for families with household incomes up to 90% of the federal poverty level and who have a child younger than age 19.

Ohiohealth insurance plans

Ohiohealth insurance plans

Need health insurance in Ohio?eHealth makes shopping easy.

Navigating Ohio health insurance plans

Coverage needs

Budget

Provider network

Additional benefits

Find health insurance plans for every stage of life

Health insurance

Dental and vision insurance

Short-term insurance

Medicare insurance

Types of individual health insurance plans​

Costs to expect from your health insurance plan

Our insurance agents are licensed in Ohio

Fill out the form to get your free quote and connect with an agent today.

Frequently asked questions

Learn more about health insurance in Ohio

Ohio
health insurance plans

Ohio
health insurance plans

Need health insurance in Ohio?
eHealth makes shopping easy.

Types of individual health insurance plans