Find Dental Insurance in Texas
Find a Texas dental insurance plan from top carriers at the lowest available cost.
Texas Dental Insurance Made Easy With eHealth
Texans can explore dental insurance plan options easily with eHealth. Using our online tools, you can compare Texas dental coverage offerings from multiple providers and choose the best fit for you and your family.
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What is the best dental insurance in Texas?
eHealth provides top-quality dental plans in Texas for individuals and families, partnering with reputable carriers to ensure you get the coverage that best suits your needs. Our plans are not only comprehensive but also budget-friendly, making quality dental care accessible to you.
Independence American Insurance Company
Texas Dental Plan Types
Preferred Provider Organizations (PPO)
PPO dental plans offer flexibility when choosing your dental provider. These plans cover both in-network and out-of-network care, however you’ll typicallypay less when seeking dental care from in-network providers.
Dental Health Maintenance Organization (HMO)
HMO dental plans require selecting a primary dentist, often with lower premiums but limited provider choices.
Dental Discount or Dental Savings Plans
These membership-based plans provide discounts on dental services, not insurance, with no deductibles or co-pays.
Managed fee-for-service plans
These plans combine aspects of PPO and HMO, offering a fee schedule for predictable costs and some provider flexibility within a network.
Frequently asked questions
How much does dental insurance cover in Texas?
Texas dental insurance plans typically cover preventative exams, routine teeth cleaning, fillings, and x-rays. Some plans cover periodontics, endodontics, dentures, bridges, root canals, and other surgical procedures.
When choosing a Texas dental insurance plan, be sure to compare the level of coverage so that you can anticipate the potential out-of-pocket costs.
How to get dental insurance in Texas?
You can get dental insurance in Texas through your employer's health insurance plan. Alternatively, you can purchase health insurance and add dental coverage to your plan, or you can simply purchase a stand alone dental insurance plan.
Before purchasing dental insurance, you should compare carriers and coverage levels, and check whether or not your preferred dentist is within the carrier's network to keep costs at a minimum. You can get a quote and submit your application to purchase a plan.
What types of dental coverage are available in Texas?
In Texas, you can find certified individual and family dental plans through the federally facilitated health insurance marketplace, healthcare.gov. Texans may also find dental coverage through Medicaid or dental discount plans.
Stand-alone pediatric dental plans are also available in Texas. These will comply with the Affordable Care Act's basic coverage rules.
A variety of insurers sell stand-alone dental plans directly to consumers in Texas. These plans are not subject to the ACA's essential health benefit rules but they are regulated by the Texas Department of Insurance.
Texas Dental Resources
Texas Dental Association - Organization representing dentists in the state of Texas. Provides dental information and resources to Texas residents.