What are the Penalties for Not Having Health Insurance

The tax penalty at the federal level for not having health insurance has been repealed as of 2019. However, some states have implemented their own individual mandate tax penalty. To learn more, you can read about which states require you to have health insurance on our resource center.

The tax penalty for being uninsured is still in affect as of 2017, and since it’s been . But there’s a lot of misinformation floating around about who will have to pay and how much the penalty is. So here’s the complete details…
 
This table breaks down how the penalty has been applied in previous tax years:

Household Size
Minimum Penalty	Maximum Penalty
Family of One Income	$15,521	$46,681+
2014 Yearly Penalty	Minimum:$95 per adult$47.50 per child.	Maximum: 1.0% of income up to $2,448 per adult1
2015 Yearly Penalty	Minimum:$325 per adult$162.50 per child	Maximum: 2.0% of income up to $3,8162 per adult1
2016 Yearly Penalty	Minimum:$695 per adult$347.50 per child	Maximum: 2.5% of income up to $2,6762 per adult1

¹ (As published by the IRS: http://www.irs.gov/uac/ACA-Individual-Shared-Responsibility-Provision-Calculating-the-Payment)² (As projected by the Tax Policy Center: http://taxpolicycenter.org/taxfacts/acacalculator.cfm)