Affordable Care Act

Vision Insurance

BY Anna Porretta Updated on March 15, 2024

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Vision insurance helps offset the costs of routine eye exams and also helps pay for vision correction wear, like eyeglasses, that may be prescribed by physicians or eye-care specialists. Vision insurance is generally considered supplemental insurance, which means that consumers generally buy vision insurance in addition to other types of medical insurance policies. 

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Cost of vision insurance

eHealth collected figures showing costs of supplemental policies during the 2017 open enrollment period. On average, vision insurance cost $23 for individual coverage, and $46 for family coverage.
The majority of vision insurance plans sold through eHealth were purchased by individuals between the ages of 25 and 34 (34% of all vision insurance policies sold by eHealth in 2012). The table below outlines the cost of individually purchased vision insurance plans.
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Age of Applicant % Policies Sampled Average Premium – Vision Average Vision Insurance Premiumsby Gender
Male % Sampled Female % Sampled
0 to 17 1% $14 $14 0% $15 1%
18 to 24 9% $15 $15 8% $15 10%
25 to 34 34% $17 $17 34% $16 34%
35 to 44 20% $21 $23 22% $20 19%
45 to 54 20% $20 $22 21% $18 20%
55 to 64 15% $17 $19 13% $15 16%
65+ 1% $18 $20 1% $15 1%
All 100% $18 $20 100% $17 100%