Find Dental Insurance in Texas

Texas dental insurance plans typically cover preventative exams, routine teeth cleaning, fillings, and x-rays. Some plans cover periodontics, endodontics, dentures, bridges, root canals, and other surgical procedures.

When choosing a Texas dental insurance plan, be sure to compare the level of coverage so that you can anticipate the potential out-of-pocket costs.

You can get dental insurance in Texas through your employer's health insurance plan. Alternatively, you can purchase health insurance and add dental coverage to your plan, or you can simply purchase a stand alone dental insurance plan.

Before purchasing dental insurance, you should compare carriers and coverage levels, and check whether or not your preferred dentist is within the carrier's network to keep costs at a minimum. You can get a quote and submit your application to purchase a plan.

In Texas, you can find certified individual and family dental plans through the federally facilitated health insurance marketplace, healthcare.gov. Texans may also find dental coverage through Medicaid or dental discount plans.

Stand-alone pediatric dental plans are also available in Texas. These will comply with the Affordable Care Act's basic coverage rules.

A variety of insurers sell stand-alone dental plans directly to consumers in Texas. These plans are not subject to the ACA's essential health benefit rules but they are regulated by the Texas Department of Insurance.