About Humana
Founded in 1961, Humana insurance company is headquartered in Louisville, Kentucky. As of 2020, Humana has an A-minus, or excellent, rating from A.M. Best, indicating the company has demonstrated strong operating performance and is financially stable and able to meet its obligations. Today Humana is one of the largest publicly traded health insurance companies in the country with a national network that includes more than 350,000 medical providers, more than 3,000 hospitals, and nearly 50,000 pharmacies.
Humana serves all 50 states, Washington, D.C., and Puerto Rico, but not every plan is available in every state. Health plans are available in Alabama, Arizona, Florida, Georgia, Kentucky, Louisiana, Michigan, Mississippi, North Carolina, Tennessee, Texas, Utah, and Virginia. Humana also sells life and supplemental insurance plans and administers the Department of Defense TRICARE. Humana helps low-income individuals sign up for Medicaid and offers the Humana Healthy Horizons® plan to individuals and families who qualify for Medicaid in six states, including Kentucky.
Humana also sponsors various wellness programs for plan members, such as Go365®, a rewards program aimed at promoting healthy lifestyles by encouraging exercise, preventive screenings, and community engagement.
Humana health insurance in Kentucky
Humana insurance company of Kentucky offers a range of individual health insurance products:
- Dental insurance
- Vision insurance
- Humana Extend plan (combining dental, vision, and hearing coverage)
- Medicare Advantage plans
- Medicare Part D (prescription drug) plans
- Medicare Supplement plans
- Humana Healthy Horizons® (Medicaid plan)
Humana insurance plans in Kentucky do not include commercial individual and family health coverage.
Take a closer look at dental coverage offered by Humana insurance company of Kentucky
Humana offers a variety of affordable dental plans in Kentucky. Key features of Humana dental plans include:
- HMO and PPO network options
- Deductibles as low as $0; $50 - $150 Individual/ $150 - $450 Family
- Covered benefits include preventive (e.g., cleanings and x-ray), routine (e.g., fillings, simple extractions, and oral surgery) with coverage options for root canals, crowns, dentures, and orthodontics
- Maximum annual benefit options range from $1000 per year for an individual to no (unlimited) annual maximum benefits for covered services.
- No wait time for coverage option
- Discount program option
- May be bundled with vision coverage or purchased by itself
Vision coverage offered by Humana insurance plans of Kentucky
Humana vision insurance in Kentucky offers coverage for the following services:
- Routine exam
- Contact lens exam
- Lens options
- Frames
- Contact lenses
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Humana Health Insurance state availability