Find Affordable Dental Insurance in West Virginia

West Virginia dental insurance plans typically cover preventative exams, routine teeth cleaning, fillings, and x-rays. Some plans cover periodontics, endodontics, dentures, bridges, root canals, and other surgical procedures.

When choosing a West Virginia dental insurance plan, be sure to compare the level of coverage so that you can anticipate the potential out-of-pocket costs.

You can get dental insurance in West Virginia through your employer's health insurance plan. Alternatively, you can purchase health insurance and add dental coverage to your plan, or you can simply purchase a stand alone dental insurance plan.

Before purchasing dental insurance, you should compare carriers and coverage levels, and check whether or not your preferred dentist is within the carrier's network to keep costs at a minimum. You can get a quote and submit your application to purchase a plan.

Dental insurance providers in West Virginia have three common dental insurance types: DHMO; PPO; and dental discount plans.

DHMO offers cheap dental insurance rates, minimizing the cost of dental care for its users. It mainly focuses on dental health maintenance and the prevention of complex issues; customers are encouraged to prevent and take care of any dental issues before they becomes more serious.

PPO dental plans are one of the most common dental insurances in West Virginia. With this type of insurance, you will know how much your dental work will cost. If you use the PPO dental coverage, the dentists you work with have to be within the network of your plan. There are limits to the type of dental work you can get done. A PPO plan has a calendar year maximum, deductibles, and waiting periods. It is one of the most expensive dental insurance options when compared to the other plans.

Dental discount plans are known for having no waiting periods. This means you can get dental coverage if you require care right away or if there is an emergency. The difference is that you will have to pay with your own funds for the dentist. But you can choose to pay a small membership fee and save 20-40% on major dental treatments.