Find Affordable Dental Insurance in Wisconsin

Wisconsin dental insurance plans typically cover preventative exams, routine teeth cleaning, fillings, and x-rays. Some plans cover periodontics, endodontics, dentures, bridges, root canals, and other surgical procedures.

When choosing a Wisconsin dental insurance plan, be sure to compare the level of coverage so that you can anticipate the potential out-of-pocket costs.

You can get dental insurance in Wisconsin through your employer's health insurance plan. Alternatively, you can purchase health insurance and add dental coverage to your plan, or you can simply purchase a stand alone dental insurance plan.

Before purchasing dental insurance, you should compare carriers and coverage levels, and check whether or not your preferred dentist is within the carrier's network to keep costs at a minimum. You can get a quote and submit your application to purchase a plan.

Dental insurance providers in Wisconsin have three common dental insurance types: DHMO; PPO; and dental discount plans.

DHMO offers affordable dental insurance rates and minimizes the cost of dental care for its users. It mainly focuses on dental health maintenance and prevention, helping customers prevent and take care of issues before they become more severe and costly. The plan covers different dental health services, but prevention services are prioritized.

PPO dental plans are one of Wisconsin's most common dental insurance types. With this insurance, you will know how much your dental work will cost. However, your dentist must be within your plan’s network and there are limits to the dental work you can get done. A PPO plan has a calendar year maximum, deductibles, and waiting periods for many procedures. It can be one of Wisconsin's most expensive forms of dental insurance.

Dental discount plans are known for having no waiting periods. This means you can get dental coverage if you require care right away. The difference is that you will have to spend your own money. However, you can pay a small membership fee and save 20-40% on major dental treatments.