Affordable Small Business & Group Dental Insurance
Dental plans start as low as $12 per month
Invest in your workforce's health with an affordable group dental plan. Even the most basic plan covers routine check ups and teeth cleanings at little to no cost. eHealth can help you find plans with even more coverage options that can save your employees thousands in out of pocket costs on major dental services. eHealth has dental plans for small businesses or large groups at the lowest available cost to you and your employees.
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300+ Affordable Group Dental Plans from 50+ Trusted Carriers - See insurance company info
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Monthly cost starts at:
$27.80 total cost
per employee$13.90 employer
contribution -
Monthly cost starts at:
$17.88 total cost
per employee$8.94 employer
contribution -
Monthly cost starts at:
$24.53 total cost
per employee$12.27 employer
contribution
-
Monthly cost starts at:
$27.80 total cost
per employee$13.90 employer
contribution -
Monthly cost starts at:
$17.88 total cost
per employee$8.94 employer
contribution -
Monthly cost starts at:
$24.53 total cost
per employee$12.27 employer
contribution
Pricing varies based on specific circumstances. Prices shown are estimated minimum rates for two 30-year-old employees with an employer contribution rate of 50% (the minimum in most states).
Start my free quoteWhat can you get with group dental insurance?
Check out the benefits you can get with group dental plans bought on eHealth.
Preventative care
Free cleanings and regular checkups
covered with most group dental plans
Quality coverage
Offer the highest maximum benefits to
employees for basic & major procedures
Wide selection
Our plans are accepted by dentists and
dental specialists all over the country
What types of costs will employees pay?
Employees typically pay a monthly premium deducted from their paychecks. Below you will find a list of common costs employees should expect to pay as part of their dental plan. These costs will vary based on carrier and level of coverage.
Deductible |
The dollar amount the employee pays before the insurance carrier begins to cover services. However, preventative care such as routine cleanings are typically covered without any deductible. |
|---|---|
Co-pay |
A fixed dollar amount or a percentage to be paid for each dentist visit or for each dental service provided. |
Coinsurance |
The percentage of costs the employee owes for dental services once the deductible dollar amount is met. |
Annual Maximum |
The amount your dental benefits provider will pay out in one plan year. The employee is responsible for any charges that exceed the plan's maximum. |
DeductibleThe dollar amount the employee pays before the insurance carrier begins to cover services. However, preventative care such as routine cleanings are typically covered without any deductible. |
Co-payA fixed dollar amount or a percentage to be paid for each dentist visit or for each dental service provided. |
CoinsuranceThe percentage of costs the employee owes for dental services once the deductible dollar amount is met. |
Annual MaximumThe amount your dental benefits provider will pay out in one plan year. The employee is responsible for any charges that exceed the plan's maximum. |
Which dental plan type fits your needs
Providing dental insurance can provide great benefits to your employees and to you as an employer. See how the 4 plan types work and what they cover.
Plan type |
Choice of dentists |
Out-of-pocket cost |
|---|---|---|
PPO |
Fewer Limitations: Not required to visit in-network dentists but PPO in-network dentists will have lowest out-of-pocket costs. | Copayment: Pay a copayment for procedures. Require you to reach a deductible and have a maximum. |
HMO(Prepaid Plan) |
Very Limited: Choose one dentist or facility. Out-of-network procedures will not be covered. | Coinsurance: No deductibles or maximum. You pay a copayment for certain procedures. Some products may have zero-out-of-pocket costs. |
Fee-for-Service(Indemnity Plan) |
Fewer Limitations: Large choice of dentists. | Copayment + Fee: Pay a copayment for procedures. Additional fee for the dentist since they are not reimbursed. |
Discount Plans |
No Limitations on network | Discounted Fee: Reduced fee-for-service is completely out-of-pocket. No deductible or maximum. |
Plan type & Choice of dentists |
|---|
PPOFewer Limitations: Not required to visit in-network dentists but PPO in-network dentists will have lowest out-of-pocket costs. |
HMO(Prepaid Plan)Very Limited: Choose one dentist or facility. Out-of-network procedures will not be covered. |
Fee-for-Service(Indemnity Plan)Fewer Limitations: Large choice of dentists. |
Discount PlansNo Limitations on network |
Out-of-pocket cost |
PPOCopayment: Pay a copayment for procedures. Require you to reach a deductible and have a maximum. |
HMO(Prepaid Plan)Coinsurance: No deductibles or maximum. You pay a copayment for certain procedures. Some products may have zero-out-of-pocket costs. |
Fee-for-Service(Indemnity Plan)Copayment + Fee: Pay a copayment for procedures. Additional fee for the dentist since they are not reimbursed. |
Discount PlansDiscounted Fee: Reduced fee-for-service is completely out-of-pocket. No deductible or maximum. |
What people are saying
You can browse plans and read articles online or call and get personalized recommendations from one of our agents. No charge, no expectations to enroll.
“Before working with eHealth I thought buying group health insurance would be difficult. I didn't expect it to be as EASY as eHealth made it. My advice, work with eHealth - it's easy.”
- MS Glass LLC, Texas
“As a busy business owner, I needed eHealth to advise me and handle my group health insurance details. eHealth is an invaluable resource. Health insurance doesn't have to be complicated. Need help? call eHealth!”
- Tabatha, Nevada
“Choosing the right health plan can be complex. eHealth helped me understand the pros/cons to each plan choice. eHealth made group health insurance EASY!”
- Paul, New Jersey
“At first I felt buying group health insurance was so confusing. But eHealth made it so much simpler. eHealth makes health insurance easy!”
- Brett, Georgia
“eHealth gave me the guidance to feel confident buying group health insurance. Don't wait, ask eHealth about Small Business health insurance.”
- Carlos, Texas
“eHealth's customer service makes group health insurance easy. At renewal time, eHealth answered all my questions and showed me all the options they offer.”
- Cindy, Texas
“eHealth gave me the support I needed to pick the right plan and complete the application. My advice, stop researching and go to eHealth for help!”
- Arthur UX, California
“I was unsure about choosing the right health plan for my business. eHealth explained all my options, honestly. eHealth gave me the assurance I needed to find the right health plan.”
- Any Screen Inc., Colorado
“eHealth guided me to the best options in health insurance for my business. I felt very comfortable with the process and the results. I would advise friends to sign up through eHealth.”
- Elliott S., California
“I'm advising my friends to use eHealth! The process of signing up or a group plan was simple.”
- Sarika K., Texas
“The process of signing up for a group plan was fast and easy with eHealth. They made health insurance accessible.
SIGN UP THROUGH EHEALTH!”
- Ekaterina S., Florida
“Though we've had other group plans in the past, eHealth helped us better customize and select options more fitting for our needs.
eHealth has a fabulous and effective on-boarding process.
A great agent partner makes a huge difference!
”- Russell W., Texas
“It is a breath of fresh air to work with eHealth, where the team takes customer service to the next level.”
- Varner Faddis Elite Legal, Colorado
“It's hard to even explain how much eHealth helped us. By having a conversation about my specific health insurance needs, we were able to save over $600 a month.”
- Rachel M., Virginia
Frequently asked questions
Dental Insurance Based on Company Size
Group dental insurance plans are typically offered based on the size of the business. The three main categories are small group, mid-sized group, and large group.
Small group plans are designed for businesses with fewer than 50 employees. These plans usually offer basic coverage for preventative services such as cleanings, x-rays, and exams. Some plans may also offer coverage for basic restorative procedures such as fillings and extractions.
Mid-sized group plans are designed for businesses with 50 to 100 employees. These plans offer more comprehensive coverage than small group plans, including coverage for major restorative procedures such as crowns and bridges.
Large group plans are designed for businesses with over 100 employees. These plans offer the most comprehensive coverage, including coverage for orthodontic procedures such as braces.
Health Insurance Company Side by Side Comparison
When choosing a group dental insurance plan, it's important to consider the reputation and financial stability of the insurance company. Many health insurance companies offer group dental insurance plans as part of their employee benefits packages. A side-by-side comparison of different health insurance companies can help you choose the right plan for your business.
Some factors to consider when comparing health insurance companies include:
- Financial stability
- Customer service ratings
- Network size and provider options
- Plan flexibility and customization options
- Premium costs and deductibles
Costs of Group Dental Insurance
The cost of group dental insurance can vary widely based on the size of the business, the level of coverage, and the insurance company. In general, small group plans are the least expensive, while large group plans are the most expensive.
The cost of group dental insurance is typically shared between the employer and the employees. Employers may choose to pay a portion or all of the premium costs, while employees are responsible for any out-of-pocket costs such as deductibles or copayments.
To control costs, many businesses may choose to offer lower-cost plans with more limited coverage or higher deductibles. Some plans may also offer cost-saving measures such as pre-treatment estimates, which allow employees to know the cost of a procedure before it's performed.
Choosing the right group dental insurance plan for your business depends on the size of the business, the level of coverage required, and the budget. By comparing different health insurance companies and plan options, businesses can find the right plan to meet the needs of their employees while controlling costs.
Find your perfect dental plan now
Whether you are looking for the perfect dental, vision or health plan, eHealth has you covered
Not sure where to start? Try our Buyer’s Guide for Small Business Owners
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