Everest Reinsurance Company in Indiana
Everest Reinsurance Company is a leading global insurance organization with over 40 years of experience developing deep client relationships and customized solutions. With comprehensive global resources and financial strength, they can tailor each policy to meet the individual needs of their customers.
For Wisconsin residents, that means reliable short-term insurance. Learn more about their health insurance offering and determine whether it’s right for you.
- About Everest Reinsurance Coverage
- Everest Reinsurance Plans
- How to Get Everest Reinsurance in Wisconsin
About Everest Reinsurance Coverage
Everest Reinsurance is a top-tier short-term health insurance carrier. They have an expansive global network of professionals and rely on deep knowledge of local markets to create customized solutions for customers.
Everest Reinsurance’s short-term health insurance plans help members cover basic medical costs when they are between health insurance plans or need coverage outside regular enrollment periods.
Is Short-Term Insurance What You Need?
Short-term Wisconsin health insurance can keep you covered in case of emergencies or the need for medical care when you’re between plans.
Most short-term health insurance plans cover:
- Hospital visits
- Medications
- Some doctors appointments
However, they’re not as comprehensive as long-term health insurance plans and won’t cover the treatment of pre-existing conditions, maternity care, or mental health. That said, having a short-term health insurance plan can keep you covered in case of an emergency.
Wisconsin short-term health insurance coverage is designed for those going through a transitional period in their lives, including those who:
- Lost employer-sponsor coverage
- Changed jobs
- Are outside of the annual Open Enrollment Period
- Attend school out of state
Everest Reinsurance Plans
Everest Reinsurance offers short-term medical coverage that allows members to choose options to build their own health plan. Currently, their options include the following:
- Deductible levels: $1,000; $2,500; %5,000; $7,500; $10,000
- Copays: $40 or $50
- Co-insurance: 50/50; 70/30; 8-/20; 100/0
- Monthly vs. prepaid options
- Length of coverage options
- Free-look period
These plans are only available to those between 18 to 64, and child-only coverage is available to those between 2 and 24 years old.
How to Get Everest Reinsurance in Wisconsin
You can shop for available Everest short-term health insurance in Wisconsin using eHealth by entering your ZIP code and answering a few questions about yourself. Then, you can compare plans using filters or choose from a list of benefits you want and enroll in your plan.
Apply for Short-Term Health Insurance in Wisconsin
If you’ve recently entered a transitional period and lack the health insurance you need to stay covered in case of emergency, Wisconsin short-term health insurance from Everest Reinsurance might be right for you. However, there are some limitations, and not everyone is eligible.
If that’s the case, you still have options, even if you don’t qualify for short-term health insurance. For example, you can wait for the next Open Enrollment Period or see if you are eligible for a special enrollment period to get a long-term comprehensive health insurance plan.
IMPORTANT: This is a short-term, limited-duration policy, NOT comprehensive health coverage
This is a temporary limited policy that has fewer benefits and Federal protections than other types of health insurance options, like those on HealthCare.gov.
| This policy | Insurance on HealthCare.gov |
|---|---|
| Might not cover you due to preexisting health conditions like diabetes, cancer, stroke, arthritis, heart disease, mental health & substance use disorders | Can't deny you coverage due to preexisting health conditions |
| Might not cover things like prescription drugs, preventive screenings, maternity care, emergency services, hospitalization, pediatric care, physical therapy & more | Covers all essential health benefits |
| Might have no limit on what you pay out-of-pocket for care | Protects you with limits on what you pay each year out-of-pocket for essential health benefits |
| You won't qualify for Federal financial help to pay premiums & out-of-pocket costs | Many people qualify for Federal financial help |
| Doesn't have to meet Federal standards for comprehensive health coverage | All plans must meed Federal standards |
Looking for comprehensive health insurance?
- Visit HealthCare.gov or call 1-800-318-2596 (TTY: 1-855-889-4325) to find health coverage options.
- To find out if you can get health insurance through your job, or a family member's job, contact the employer.
Questions about this policy?
For questions or complaints about this policy, contact your State Department of Insurance. Find their number on the National Association of Insurance Commissioners' website (naic.org) under "Insurance Departments."
