Launched in 2015, Pivot Health provides health insurance products that fill a need in the short term to help you better afford your health care. Pivot Health gives you the freedom to transition through any stage of life and not be caught without health insurance coverage.
• Cost 50% less than Obamacare plans, if not more
• Allow you to choose any doctor or hospital
• Are open for enrollment year-round
• Are underwritten by a carrier rated A+ (Excellent) by A.M. Best
Pivot Health is affiliated with Communicating for America, a national non-profit advocacy organization that supports affordable health care for all Americans. Since 1972, more than 100,000 consumers have trusted CA to help them find affordable health insurance and supplemental insurance plans to stretch their healthcare dollar while advocating on their behalf.
Companion Life Insurance Company of Columbia, S.C. has specialized in insurance benefits for more than 40 years.
This is a temporary limited policy that has fewer benefits and Federal protections than other types of health insurance options, like those on HealthCare.gov.
This policy | Insurance on HealthCare.gov |
---|---|
Might not cover you due to preexisting health conditions like diabetes, cancer, stroke, arthritis, heart disease, mental health & substance use disorders | Can't deny you coverage due to preexisting health conditions |
Might not cover things like prescription drugs, preventive screenings, maternity care, emergency services, hospitalization, pediatric care, physical therapy & more | Covers all essential health benefits |
Might have no limit on what you pay out-of-pocket for care | Protects you with limits on what you pay each year out-of-pocket for essential health benefits |
You won't qualify for Federal financial help to pay premiums & out-of-pocket costs | Many people qualify for Federal financial help |
Doesn't have to meet Federal standards for comprehensive health coverage | All plans must meed Federal standards |
Looking for comprehensive health insurance?
Questions about this policy?
For questions or complaints about this policy, contact your State Department of Insurance. Find their number on the National Association of Insurance Commissioners' website (naic.org) under "Insurance Departments."